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Options to Pay For Home Care

Making the decision to choose in-home care can seem overwhelming at times. Nxt Level Care experts will help guide you through the process.

Every day, Nxt Level Care works with families just like yours that are starting to learn about the benefits of in-home care. As trusted experts in senior care, we can help you and your loved ones navigate the often-complicated maze of senior care options. We strive to provide you with straightforward answers to assist you in making the most informed decisions.

There are many options available to help you pay for home care services.


 

  • Your loved one may have savings or supplementary income available that can help pay for home care, assisted living, or nursing home care. Often, family members may contribute to the cost of care for their loved one.

  • A Long Term Care insurance policy can help to offset the cost of home care or assisted living care. We can help you evaluate the policy to see if it covers Nxt Level Care services.

  • Eligible veterans and surviving spouses may be eligible for up to $2,020 per month for health care expenditures. We can help you evaluate this option to see if your loved ones may qualify, and if so, apply for this little-known benefit.

  • Item Reverse mortgages can be very useful for homeowners aged 62 and older whose home is their principal residence and who have a high amount of equity in the home. Evaluate this option with a reputable Reverse Mortgage Specialist.

  • Whole life policies are designed to build cash value and as cash value builds up, it is often possible to borrow against the policy while keeping insurance in effect. Contact your insurance agent to discuss your needs and possible options.

  • As of 2019, some Medicare Advantage plans may cover some home care services depending on the plan.

    Based on financial need, Medi-cal may pay for limited care for seniors who meet certain criteria.

    Our goal at Nxt Level Care is to handle all of the home care details so you can concentrate on spending quality time with your loved one. We look forward to providing your loved one with the help they require to continue living independently at home.